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Saturday, September 5, 2009

Really Cheap California Automobile Insurance -- 4 Smart Steps


1. Those who have more than one car will make huge savings if they insure them all with the same California auto insurance provider. You can only do otherwise if the sum of your premiums with various insurers is lower than what you'll get with a multi-vehicle discount if you buy from one insurer. You can ensure you are making the right choice by doing serious comparison shopping. Insuring more than one car with the same insurance company will always result in a good discount.

2. You'll equally get a considerable discount if you have more than one policy with the same insurance company. All you are expected to do to qualify for this is to purchase your vehicle insurance policy from the very company which is providing, say, your home insurance.

However, I must point out that you might NOT save as much as you might by changing to another insurer. Getting quotes and comparing offers out there with what you'll save are highly profitable steps. You will be sure of the better choice for your profile if you do this.

3. Remaining claims-free will get you a good driver discount. Several insurance providers do NOT give this without some coercion.

Your agent should be made to realize your displeasure with their refusal to give you this discount and do NOT forget to stress that you might leave for another insurance carrier. In fact, you should leave them because you will almost always get a better offer somewhere else if you've kept a claims-free status for this number of years.

Almost all insurance providers will do everything within their powers to make sure they do NOT lose a prized policyholder and this will likely result in a concession from them.

4. Take out some time to visit not less than five insurance quotes sites that provide quotes on California auto insurance policies. Doing this should take you around 25 minutes.

While you visit each quotes site, ensure you give the same details. Doing otherwise will produce misleading quotes. After you've received your auto insurance quotes, compare them to determine which serves your interest best in price/value.

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