Cheap California Automobile Insurance: Savings Tips For Special Age Groups

1. We all know that hardly any other age group pays as much for California auto insurance as those who are below 25 years of age. However, one thing you can do to attract more affordable rates if you are part of this age bracket is get good grades.

You must have a grade point of not less than B to have this good student discount. This attracts a discount of about five percent. This discount is given because insurance providers think there is a connection between good grades and a young driver's behavior behind wheels. Reckless students are very unlikely to maintain excellent grades.

2. For folks who are over 55 years old, you will be eligible for a discount after a drivers' refresher course. Passing such a course will qualify you for discounts as high as 10 percent. To get extensive details of what to do and how much you can save with your insurance carrier, ask your agent.

3. A good number of insurance carriers offer a retiree discount. Retired folks don't have to drive to work on a daily basis. A driver's total mileage is a strong issue which determines what is paid in premiums. Therefore, anything that lowers your total mileage considerably should reduce your rate.

This savings option is surely not one any retired person should overlook. You can find out eligibility requirements from your agent. If for some reasons they do NOT have a discount like this, don't forget to tell your insurance agent about your change in mileage. Unless the change in your mileage isn't significant, you should shop for another insurance carrier if you don't get a decent discount.

4. You can save much money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll make savings if you visit only one of such sites. However, you will get better results by using at least five.

The plain logic in this is that you will get a greater number of auto insurance quotes from many more insurance companies. This increases your chances of receiving better quotes.

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