Cheapest California Car Insurance -- Suggestions For Certain Age Ranges

1. Under-25 drivers get really high California auto insurance rates. If you fall into this age bracket you can attract cheaper rates if you maintain good grades at school. It's called the good student discount.

You must have a grade point not lower than B to have a good student discount. This will shave off as much as 5 percent from your rate if you qualify. This discount is given because insurance providers claim there is a correlation between good grades and a young person's behavior behind wheels. Reckless students are very unlikely to maintain good grades.

2. Completing a drivers' refresher course will help drivers above fifty-five years cut down their rates. Because completing this could attract a discount as high as 10%, it is really worth considering. Ask your agent about your insurance carrier's stand on this and how to go about it.

3. Are you retired? Then you're eligible for a retiree discount with most insurance providers. The plain argument for this discount is that retirees normally drive less. This will effectively bring down anybody's mileage.

The details for each insurance company might differ but this is definitely a good way to lower your vehicle insurance rate. You can learn more about details from your agent. If for some reasons they do NOT have a discount like this, remember to tell your insurance agent about your change in mileage. This should bring about cheaper rates for you.

4. You will save a lot if you only have between 25-30 minutes. Visit, obtain and compare California auto insurance quotes from selected insurance quotes sites. The lowest offer should be your choice easily.

But, you have to look beyond just the lowest price to the best price to value ratio. The lowest priced may not be the best price/value for you as a person.

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