Cheap California Auto Insurance: Tested Ways

Contrary to what you might be made to believe, it's a lot easy to get an affordable California automobile insurance rate. The only things that stand between you and enjoying a more affordable rate now are relevant information and a motivation to use the recommendations you get -- That's all. Below is a list of things that will help you get to this goal...

1. If you have collision and/or comprehensive for an old vehicle which is not a classic, then you're paying way more than would do you any good. A car's Kelly Blue Book value at point of making claims (and not the value of the vehicle when you bought it) is what shapes what you'll get paid by your insurance carrier. So even if you've paid your premiums faithfully for several years but the Kelly Blue Book value shows your vehicle has zero value, you'll get nothing from your insurance company and they will be totally protected by the law.

Therefore, do yourself a favor and drop these coverage types from your policy for all old cars. You'll be saving much if you do this.

2. You'll attract a lower rate if you choose high deductibles. The right approach is to opt for the highest deductible that you can pay with a measure of ease.

Your insurer you to pay this amount.

3. Take every opportunity to avoid driving your car as this will reduce your mileage and, by consequence, your rate. This is especially true for people who reside in cities with standard mass transit networks.

Another good option for those who want to bring down their mileage is carpooling.

4. You will save much money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll make savings if you use only one quotes site. But, you'll get better results by visiting at least five.

The straightforward logic in this is that you'll obtain many more auto insurance quotes from a wider range of insurance companies. This increases your chances of getting better rates.

Get Quotes Now And Save...
Free Quotes In Minutes...