California Car Insurance -- Why Gender Is An Advantage

Female folks often get poorer deals in many things. Car insurance in California is an exception. However, it's the male folks you get dealt the worse cards in car insurance....

The most reckless drivers are usually men. Most dare devil drivers are also men. It is certainly part of the female nature to take serious physical risks. And where such traits exist naturally, societal pressure tones it down quite a great deal -- It is not ladylike to be rough.

Driving for very long hours is not something most ladies do. This makes their average mileage lower than that of their male folks. In a family, it's always the men that drive long trips.

Men drive bigger vehicles. These cars usually cost more to maintain than smaller ones.

These and other factors make insurers favor women given similar profiles. All insurance companies will not treat you the same. Some will score your gender high; others won't weigh it that much. This will translate to a cheaper quote all other things being equal.

To get details on how insurance companies calculate your premium, check my other articles. I treated that extensively in one of them.

Make sure you are able to figure out the terms and scope of coverage before signing the contract.

Women should look for certain products that protects them further. An example of such products or add-ons is a breakdown cover. This usually takes care of you if your car breaks down. How far each insurer would go on this differs.

You can save a lot in your auto insurance despite your gender or circumstance...

Obtain California auto insurance quotes from quotes sites. Compare the quotes returned and choose the best offer. Visit at least 3 sites. Having done that, you will increase your chances of saving hundreds of dollars in your car insurance.

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