Dirt Cheap California Vehicle Insurance -- Four Sure-Fire Tips

1. A multi-vehicle discount is a smart and easy way to get cheaper California vehicle insurance rates. You are only advised to do otherwise if the sum of your rates with different insurance carriers is lower than what you'll get with a multi-vehicle discount if you buy from one insurance company. You can ensure you are making the right choice by doing serious comparison shopping. But however you look at it, a multi-vehicle discount is one way to get lower rates.

2. You will also get a considerable discount if you hold more than one policy with the same insurance carrier. All you must do to qualify for this is to get your car insurance policy from the same carrier which is handling, for instance, your homeowners insurance.

However, I must point out that you might not be saving as much as you might by changing to another insurer. It's worthwhile that you do comparison shopping. This done, you will be able to determine if staying put would save you more.

3. Staying without making claims will qualify you for a good discount. But don't be taken aback if your insurance agent says that your vehicle insurance carrier does not give this discount.

If your insurance carrier is one of the few who don't offer this discount let them know without mincing words that you will switch to another insurer. As a matter of fact, you should leave them because you'll certainly get a better deal somewhere else if you've maintained a clean slate for this number of years.

However, more often than not the threat of leaving from you will be enough to force them to give a concession.

4. You might save several hundreds of dollars by simply getting and comparing quotes from at least five insurance quotes sites. And, it will require only a total of 25 minutes.

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