California Car Insurance -- Even If You Don't Have A Car?

A California auto insurance policy for non car owners? What for? This is such a brilliant question! An auto insurance policy is good even if you don't own a vehicle if you fall into any of the situations I will talk about later in this article.

Since you live in an advanced cities with more competent mass transit networks, you may not really need to own a vehicle for your daily routine. However, for some vacations and picnics, you'll need one. And what do you do? You go to a car rental company.

Along with renting a vehicle, you'll aslo have to get a car insurance cover for the rent period. These rental service sell such car insurance policies. This may not really amount to so much if you hire a car once in a long while. The opposite is the case if you rent a car often making it more costly than buying a non-owner auto insurance policy.

If your acquitance and family members know that you have an auto insurance policy they will be more comfortable to release their vehicle to you than otherwise. Doesn't the gesture of getting a non-owner car insurance policy tell you such a person is very thoughtful? And, people are much more comfortable dealing with thoughtful people.

Hold on. A California non-owner car insurance policy runs within a certain rule. Your non-owner's policy cannot override the car owners policy. This policy gets to work if the vehicle owner's policy can't take care of the damages caused. To understand these better...

Letus say that a damage of $27,000 is caused by you in a crash. If the auto owner's liability limit is thirty thousand dollars, your insurance won't be touched. However, if in the same case, the owners liability limit is fifteen thousand dollars, your insurance will take care of the balance.

It is very important, if you have anything to do with auto insurance, that you learn how to make massive savings because of the disparity in premiums by insurance companies. This can save you several hundred dollars. Moreover, it's very ethical -- No shady deals here...

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